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terms from 5 to 30 years

Fixed-Rate Mortgage

Do I Qualify? When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

15 Year

Loans

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 15-Year Fixed Rate Mortgage Qualifier

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple 15-Year Fixed Rate Mortgage Calculator

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs

30 Year

Loans

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple 30-Year Fixed Rate Mortgage Calculator

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs

Custom

Loans

Don’t settle for any home loan. Let one of our experienced mortgage consultants design a program specific to your needs. We are always going one step further to ensure you have the right mortgage for your financial goals. You pick your loan term based on your budget and refinance goals. When refinancing, there is no need to reset your loan to its original terms. It’s simple, it’s an easy way to save, and it’s customized for you. Be one step closer to owning your home free and clear.

Here’s how our loan process works:

Step One

Complete our simple Custom Fixed Rate Mortgage Calculator

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs
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Government Insured

FHA Loans

Why an FHA Loan? Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan, a down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or are unable to receive approval for private mortgage insurance may consider an FHA loan.

FHA

Loans

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple FHA Loan Application

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs

FHA 203K

Loans

Why an FHA 203K Loan? The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you may be able to receive a favorable interest rate.

An FHA 203K loan is a loan backed by the federal government and given to buyers who want to renovate a home. An FHA 203K loan allows the borrower to finance the home, plus provides financing to do the necessary renovations to the home.

We’re here to make the 203K home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 203K Loan Qualifier.

We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple 203K Loan Application

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs
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For Veterans

VA Loans

Why a VA Loan? If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.

About

VA Loans

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

We’re here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple VA Loan Application

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs
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Outside City Limits

USDA Loans

Why a USDA Loan? There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.* Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.

About

USDA Loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.

We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.

We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple USDA Loan Application

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs
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Jumbo & Super Jumbo

Jumbo Loans

Why a Jumbo Loan? There are many benefits to jumbo loans. One of the biggest benefits is that financing options are available up to $3,000,000. This may provide convenience to many borrowers.

About

Jumbo Loans

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk.

We’re here to make the jumbo home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Jumbo Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Here’s how our loan process works:

Step One

Complete our simple Jumbo Loan Application

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs
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Coming soon

Investor Loans

Why an Investor Loan? More information coming soon.

About

Investor Loans

More information coming soon!

Here’s how our loan process works:

Step One

Complete our simple Investor Loan Application

Step Two

Receive options based on your unique criteria and scenario

Step Three

Compare mortgage interest rates and terms

Step Four

Choose the offer that best fits your needs