We have Loan Options
For Everyone
terms from 5 to 30 years
Fixed-Rate Mortgage
Mid Term Loan Option
15 year Loans
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 15-Year Fixed Rate Mortgage Qualifier
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
Here’s how our loan process works:
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Long Term loan Option
30 Year Loans
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come.
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
Here’s how our loan process works:
Step One
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Custom
Loans
Don’t settle for any home loan. Let one of our experienced mortgage consultants design a program specific to your needs. We are always going one step further to ensure you have the right mortgage for your financial goals. You pick your loan term based on your budget and refinance goals. When refinancing, there is no need to reset your loan to its original terms. It’s simple, it’s an easy way to save, and it’s customized for you. Be one step closer to owning your home free and clear.
Here’s how our loan process works:
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Government Insured
FHA Loans
FHA
Loans
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
- Fixed-Rate Mortgage or Adjustable-Rate Mortgage (ARM)
- 3.5% Down Payments
- Jumbo & Super Jumbo Loans
- Terms of 15, 20, and 30 years are available for the fixed-rate products
Here’s how our loan process works:
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FHA 203K
Loans
An FHA 203K loan is a loan backed by the federal government and given to buyers who want to renovate a home. An FHA 203K loan allows the borrower to finance the home, plus provides financing to do the necessary renovations to the home.
We’re here to make the 203K home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 203K Loan Qualifier.
We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
- Fixed-Rate Mortgage
- Minimal Down Payments
- Terms of 15, 20, and 30 years available for the fixed rate products
Here’s how our loan process works:
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For Veterans
VA Loans
- Fixed-Rate Mortgage & Adjustable-Rate Mortgage (ARM)
- Low Down Payments
- Jumbo & Super Jumbo Loans
- Terms of 15, 20, 25, and 30 years available for the fixed-rate mortgage products
About
VA Loans
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
We’re here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
Here’s how our loan process works:
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Outside City Limits
USDA Loans
- Fixed-Rate Mortgage
- Low Mortgage Insurance
- No Loan Limits
- 30-year fixed-rate loan
About
USDA Loans
We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.
We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
Here’s how our loan process works:
Step One
Step Two
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Step Four
Jumbo & Super Jumbo
Jumbo Loans
- Fixed-Rate Mortgage & Adjustable-Rate Mortgage (ARM)
- Reduced Lender Fees
- Jumbo & Super Jumbo Loans
- Terms from 5 to 30 Years
About
Jumbo Loans
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2024, the limit is 766,550 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk.
We’re here to make the jumbo home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Jumbo Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
Here’s how our loan process works:
Step One
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Coming soon
Investor Loans
- Fixed-Rate Mortgage & Adjustable-Rate Mortgage (ARM)
- Terms from 5 to 30 Years
About
Investor Loans
More information coming soon!